Yes, we offer a money-back guarantee for the current month only. Refunds are not available for any previous months of service.

Yes! The Starter Plan includes everything you need to dispute items, track progress, and build your credit — all at your own pace.

No. It’s a one-time payment for lifetime access to the DIY tools and resources.

For the Starter Plan, you’ll make a one-time payment of $47 at checkout—no hidden fees, and you’ll get instant lifetime access to all included materials.

For the Pro and Premium Membership Plans, you’ll be billed monthly based on your selected plan ($47 or $57/month). Payments are securely processed, and you can cancel your membership anytime from your account dashboard—no contracts or cancellation fees.

We prioritize security and flexibility for our customers. Instead of using a traditional payment gateway, we manually process payments to help reduce fraud, lower costs, and ensure personal attention to each transaction. Once your payment is confirmed, you’ll receive immediate access to your plan. We’re always working on improving the process to make it as smooth and secure as possible

You'll get access to credit experts via email (Pro Plan) or email + chat (Premium Plan), monthly live coaching sessions, and feedback on your progress.

You can upgrade anytime! Simply call or send us an email, and we will adjust your account and you’ll gain immediate access to the extra Premium features.

Yes. The tools, templates, and guidance we provide help you dispute and challenge ALL  types of negative items effectively.

Absolutely. There are no contracts, and you can cancel your subscription at any time. Just send us an email or give us a call, and we’ll be happy to take care of it for you.

Yes! We’ve partnered with IdentityIQ to offer you a special deal — just $1 for a 7-day trial, then $21.99/month afterward. Keeping your IdentityIQ membership allows you to monitor your credit in real-time and see exactly when negative items are removed from your reports. Here's the link:
https://www.identityiq.com/creditpreferred.aspx?offercode=431268N5

You can upgrade anytime! Simply call or send us an email, and we will adjust your account and you’ll gain immediate access to the extra Premium features. Email: admin@creditmax365.com. Call: 1.346.210.1596

100%. We only use legal, proven credit repair methods under the Fair Credit Reporting Act (FCRA). Your information stays private and secure.